The Downside of a High Salary

We're excluding things that are illegal, unethical, immoral, or unsafe. That sort of behavior aside, the worst thing that an employer can do to an employee is to pay him or her significantly more than a free-market wage. What? The worst thing you can do is to pay someone too much? We can see people's hands going up, volunteering to receive just that type of harsh treatment. But, the results are often devastating for the employee.

We are talking about situations where employees are paid 50 to 100 percent more than they could get elsewhere. When an employee is significantly overpaid, several things happen. In most cases, the employee does not recognize that he or she is overpaid. It's human nature. Most of us believe that we are worth more than what we are currently being paid. At most, we think we are paid fairly. It is a very unusual person who recognizes that his or her compensation is well above what he or she could earn elsewhere and adjusts his or her lifestyle to compensate.

The second thing that happens is that the overcompensated employee, not recognizing the precariousness of his or her situation, builds a lifestyle that cannot be sustained by less than this current income. For most, even if they know they can't reach their previous income levels, they behave as though they have. Spending on "extras" chews up cash and savings are minimal. Often, it takes the current level of income just to service debt.

Then, the unthinkable happens. The goose that laid the golden eggs is gone. It could be a plant closing, a layoff, or perhaps an employer who finally realized he or she could replace the overpaid employee at a substantial savings to the business. For example, a company that operated call centers wanted to be on Fortune magazine's list of best places to work in America. To achieve this, it offered above-market-rate compensation, extremely generous benefits, three to five weeks of vacation and numerous other prerequisites such as "fun days." The company made Fortune's list. Then, the economy turned downward and things got tight. A bright, young analyst figured out that the company could save millions by outsourcing its expensive call center operations, and it wasn't long before the party was over.

Most people who find themselves out of work will try to replace the income they have just lost. They believe they can because they think they are worth what they were making. Refusal to accept lower-paying jobs lengthens unemployment and makes matters worse. They try to hang on to the lifestyle they built, not realizing that they will never again attain their former level of income. We've seen cars repossessed and foreclosures on homes. Marriages have broken up under the stress. In one particularly sad case of which we are aware, a person committed suicide.

It may sound odd, but in our years of experience, we have found that the most unfair thing an employer can do is to pay an employee a lot more than a free-market wage. Doing so might make the employee happy for awhile, but it sets him or her up for financial ruin when the gravy train comes to an end. We've seen it time and time again.